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Box Truck Insurance in Troy and Piqua, OH

A great deal of business relies on moving items from one place to another—and box trucks provides a reliable way to transport a number of goods. Whether you're helping people change homes or moving products from a distribution center to a retail store, you're helping to meet a steady demand for transporting items in bulk.

However, the sheer variety of goods that can be transported also means there's no one box truck insurance policy that's suitable for every company. A vehicle transporting bread loaves doesn't need as much insurance as a vehicle transporting expensive furniture, and neither is as risky as a box truck transporting crates of electronic parts. This is why insurance is available in different amounts—and why couriers should know their options.

Box Truck Insurance Policy Features

Consider two major aspects of box truck insurance policies:

  • Insure the Vehicle to help cover things like liability in collisions or physical damage to the truck from any source. A truck that isn't moving isn't making money, and keeping it in good working order is critical to the success of your business.
  • Insure the Cargo to help protect your company in case cargo is damaged or destroyed during transit. A few wrecked packages in a large load aren't hard for most companies to cover, but a major collision that destroys most of the truck's contents (including some genuinely irreplaceable items) could leave your company on the hook financially. Cargo insurance secures the value of transported goods in the event of an accident.

When you call for a rate quote, let us know the size and model of your truck or trucks, how often you're on the road, and what goods you usually transport. This will help us find the most affordable policy for you while still covering all of your needs. Call Koverman Staley Dickerson Insurance Agency today for more information and a free quote.

Our Locations

Troy Office (Main Location)

1106 W. Main St.
Troy, OH 45373
Main office: 937-315-4344
Toll free: 800-837-4119
Fax: 937-339-3916

Piqua Office (Main Location)

500 N. Wayne St.
Piqua, OH 45356
Main office: 937-317-4187
Fax: 937-773-1738

Covington Office

16 E. Wright St.
Covington, OH 45318
Main office: 937-528-1095
Fax: 937-473-0331

New Carlisle Office

128 N. Main St.
New Carlisle, OH 45344
Main office: 937-401-8873
Fax: 937-845-3598

Tipp City Office

5860 Suite D. S. Co. Rd. 25A
Tipp City, OH 45371
Main office: 937-506-8496

Our Providers

Testimonials

It was January 26, Carla’s birthday. While visiting her mother that day, in Dublin, Ohio, she got a call that our home was on fire. When she arrived home, an hour and a half later, the firemen were still there and so was our insurance agent, Joe Dickerson. Joe was nothing but comforting and supportive that day, as was our whole experience with Koverman Dickerson Insurance. As we would never have known what to do next, Joe had already started the process of restoration. Within hours Chris Morgan of Cincinnati Insurance and Mike Stacy of Airway Construction and Restoration were at the house assessing the damage, sealing off the roof (snowy, 19 degrees) and working late into the night to make sure the house was secure before they left the property. Everyone was prompt, thorough, and followed through until our home was restored in excellent condition. Through the whole process we never worried about our living arrangements, our house, or our property. All of the payments were made to all parties involved in the restoration process in a very timely manner. Even though this was a difficult experience, Joe Dickerson, the Koverman Dickerson family, Cincinnati Insurance, and Airway Construction have provided comfort, support, and wonderful service.

Carla and Gary Wilber - Wilber Fire
The staff at Koverman Staley Dickerson Insurance have always taken care of my insurance needs. They have advised me on how to best protect my family, home, business and employees. I appreciate having a local agent who I can talk to face to face when I have questions. I know them, I trust them and they work hard for me.

Vic Haddad - Trojan Auto Care
Here at Milcon Concrete, we have been a client of Koverman Dickerson Insurance since 1995 and have been very satisfied with their service. We have found them to be very customer driven and helped us expand our business by over 50%. In the construction industry it is very important to have an insurance agent that understands the business and reacts to the ever changing environment. Koverman Dickerson has proven to be a great partner over the years and I would recommend them to anyone. It is hard to find companies that respond to your needs with as much diligence and care as they do.

Mark Miller - Milcon Concrete