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Pharmacist Insurance in Troy and Piqua, OH

Healthcare-related lawsuits are always a possibility for those in the medical field, and as a pharmacist you have as much risk as any other medical professional. Many pharmacists work in an office or for a large drug store chain, and these stores require appropriate coverage. If you are an independent pharmacist with your own small business, however, your pharmacy insurance needs to cover both yourself as a pharmacist and your business.

Pharmacist Insurance Features

If you are the business owner, you need general business insurance (like a business owners’ policy or BOP), commercial property insurance for an office space, worker's compensation insurance for employees, and liability coverage.

Liability coverage can cover an accident at your business, and it can cover you against malpractice lawsuits. The possible mistakes in the pharmacy industry exceed those in other businesses in risk and severity—the fact that pharmacists can have a direct effect on peoples’ health magnifies their liability. You need insurance protection if you or an employee makes a mistake.

An insurance policy will cover the cost of defending your case if you are sued. Most policies will give you deposition representation, and defendant expense coverage is also available. Depending on your state, some policies also cover your professional license. Each state has its own rules, so check with the states where you offer services to clients, and speak to one of our agents if you have questions. There are policies available that will cover you as an individual pharmacist, as well as policies for the business itself, and Koverman Staley Dickerson Insurance Agency agents can help you make the right choices on the coverage you need.

Call our office today to find out what coverage you need for your pharmacy insurance. Our staff will be happy to help you find the best coverage for your situation, whether you are an individual within a larger organization or you own the business. Call us to make sure you have the best possible coverage to protect yourself against all the risks of operating your business.

Our Locations

Troy Office (Main Location)

1106 W. Main St.
Troy, OH 45373
Main office: 937-315-4344
Toll free: 800-837-4119
Fax: 937-339-3916

Piqua Office (Main Location)

500 N. Wayne St.
Piqua, OH 45356
Main office: 937-317-4187
Fax: 937-773-1738

Covington Office

16 E. Wright St.
Covington, OH 45318
Main office: 937-528-1095
Fax: 937-473-0331

New Carlisle Office

128 N. Main St.
New Carlisle, OH 45344
Main office: 937-401-8873
Fax: 937-845-3598

Tipp City Office

5860 Suite D. S. Co. Rd. 25A
Tipp City, OH 45371
Main office: 937-506-8496

Our Providers

Testimonials

It was January 26, Carla’s birthday. While visiting her mother that day, in Dublin, Ohio, she got a call that our home was on fire. When she arrived home, an hour and a half later, the firemen were still there and so was our insurance agent, Joe Dickerson. Joe was nothing but comforting and supportive that day, as was our whole experience with Koverman Dickerson Insurance. As we would never have known what to do next, Joe had already started the process of restoration. Within hours Chris Morgan of Cincinnati Insurance and Mike Stacy of Airway Construction and Restoration were at the house assessing the damage, sealing off the roof (snowy, 19 degrees) and working late into the night to make sure the house was secure before they left the property. Everyone was prompt, thorough, and followed through until our home was restored in excellent condition. Through the whole process we never worried about our living arrangements, our house, or our property. All of the payments were made to all parties involved in the restoration process in a very timely manner. Even though this was a difficult experience, Joe Dickerson, the Koverman Dickerson family, Cincinnati Insurance, and Airway Construction have provided comfort, support, and wonderful service.

Carla and Gary Wilber - Wilber Fire
The staff at Koverman Staley Dickerson Insurance have always taken care of my insurance needs. They have advised me on how to best protect my family, home, business and employees. I appreciate having a local agent who I can talk to face to face when I have questions. I know them, I trust them and they work hard for me.

Vic Haddad - Trojan Auto Care
Here at Milcon Concrete, we have been a client of Koverman Dickerson Insurance since 1995 and have been very satisfied with their service. We have found them to be very customer driven and helped us expand our business by over 50%. In the construction industry it is very important to have an insurance agent that understands the business and reacts to the ever changing environment. Koverman Dickerson has proven to be a great partner over the years and I would recommend them to anyone. It is hard to find companies that respond to your needs with as much diligence and care as they do.

Mark Miller - Milcon Concrete