Joe obtained his bachelor’s degree from the University of Cincinnati and began his insurance career as a commercial underwriter for Cincinnati Insurance Company. In 1997 with his wife, Tonya, he joined the Koverman Staley Dickerson Insurance team.

Joe is a currently serving on the Executive Board of the Miami County YMCA, Executive Committee of the Piqua Area Chamber of Commerce, President of Grow Piqua Now, Governing Board of the Troy Foundation, Greenville Federal Board of Directors, and Board of Directors for Buckeye Insurance Group. He is a former President/Board Member of the Troy Area Chamber of Commerce, past chairman of Troy United Fund and former Board Member for the Troy Development Council, Troy Rec Association and Overfield Tavern Museum.

Joe loves to be outdoors with his family. Along with his two sons, Robbie, and Tommy, he is often found hunting or boating.

Tonya graduated with a Business Management degree and began her accounting career in banking.  She was the Treasury Operations Manager in Cincinnati and then became a Residential Loan Officer servicing Miami County.  After many years in banking, Tonya decided to join the agency in 2008.

Tonya and her husband, Joe, are proud parents of Robbie and Tommy. She loves the outdoors and spending time with her family.

Darlene started her insurance career in 1986 and has been with the agency since 1992. She works in the agency's accounting department. Darlene has earned her Associate's Degree in Business Management.

Darlene lives in Russia with her husband, Matt. They have three daughters, Amanda, Hillary and Olivia.  They have six grandchildren, Cora, Molly, Ethan, Simon, Liam and Jade.  Also, a part of their family is their Havanese, Benji.

She enjoys volunteering for various community and church groups. Darlene loves to spend time with her family and friends, camping and working in her yard. 

Like many others, Laura was born into the insurance industry. In 1982, she joined her Dad in his insurance agency while still in high school. She joined the KSD team in 2010. Laura is a licensed agent and has obtained her CIC designation. Laura's focus is in the commercial area of insurance.

Laura and her husband, Chris, live in Tipp City. She has two step-daughters, Chelsea and Ashley and recently rescued a beautiful beagle named Carmen. Laura is an avid Ohio State fan and is well known for her love of Halloween and loves decorating her home for the Halloween season.

Sarah joined KSD in 2021 as our receptionist.

Sarah enjoys pet sitting in her free time.

Maddy has been a licensed Insurance Agent for 3 years. She’s worked as a Personal Lines Account Manager with KSD for 2 years. Maddy recently ventured into sales with KSD and focuses her marketing in our Fairborn office. Maddy is married with 2 children. They enjoy all sports, taking trips to Lake Cumberland and having game nights with their family.

Marquita joined Koverman Staley Dickerson in 2020.  She has her property and casualty insurance license.

Marquita lives in Troy. Her daughter Katy teaches at Newton High School and son Kyle is attending his first year at The Ohio State University. 

She enjoys walking, TRX, crafting and loves jigsaw puzzles.

Steve began his insurance career in 1978. He earned his Bachelor's Degree in Business Economic from College of Wooster, is a licensed agent and has obtained the prestigious CPCU (Chartered Property Casualty Underwriter) designation.

Steve lives in Piqua with his wife, Gail. They have two sons, Ryan and Drew and two granddaughter, Tegan and Rowan. In his spare time, he enjoys doing yard work, reading and playing an occasional round of golf. Steve has been active in the Piqua community. He has been involved with the Piqua Rotary Club, the Piqua Area United Fund, Piqua Public Library, the Piqua Community Foundation, the Miami County YMCA, UVMC/Premier Health Board and Piqua American Legaion baseball team. He was a recipient of the Salvation Army’s “Others” award and the Chamber of Commerce’s highest honor, the “Order of George” award.

Wayde is a graduate of Edison State Community College where he earned his Associate's Degree in Business Administration with an emphasis on Sales and Marketing. He began his insurance career in 2008 and joined Koverman Staley Dickerson Insurance in 2009. Prior to beginning his career in insurance, Wayde was a business owner for over 15 years servicing the plastics and tool & die industries.   

Wayde resides in Piqua with his wife, Diana. He has two sons, Andrew and Chris and has two grandchildren, grandson Lucas and granddaughter Lydia. He is very involved in the Piqua community and has volunteered for the Piqua Area Chamber of Commerce, Grow Piqua Now, Positively Promoting Piqua and Upper Valley Career Center Advisory Board. In his free time, Wayde enjoys their dog Slugger, traveling, golf, sporting events and attending concerts and festivals.

Nicky joined Koverman Staley Dickerson in 2019, after spending 28 years in the auto sales industry. She is a licensed property and casualty agent specializing in personal and commercial insurance and a personal lines account manager at KSD.  

Nicky lives in Piqua, has two children and is a grandmother. When not in the office, she enjoys spending time with her family, getting together with friends, and yard work.

Kennedy joined Koverman Staley Dickerson Insurance in 2022 as our life and health customer service representative. She is pursuing her life and health insurance license to become an agent. Kennedy graduated from Piqua High School in 2021 and will soon be graduating from Edison State Community College with an associate degree in general business. Kennedy lives in Piqua and enjoys coaching softball and spending time with her daughter.

Cathy began her insurance her career in 1977 and joined the RMS team in 1990. She is a licensed agent, has received her Certified Insurance Service Representative (CISR) designation and is a Notary Public. Cathy is a dedicated claims specialist for the office.

Cathy resides in Piqua with her husband, Jim. She volunteers with MainStreet Piqua, St. Mary's Church, Piqua YWCA, Health Partners, the Piqua Public Library and Piqua Park Board. Cathy enjoys running, reading and relaxing.

Krista began her insurance career in 2015, after working in medical billing. She is a licensed agent in Property and Casualty as well as Life and Health licensed in Ohio and Kentucky. She joined the KSD team in 2021.

Krista lives in Piqua with her husband Dave, and son.  She is a published author of two books, and currently working on more when she isn’t in the office. She loves spending time with her husband and son, reading, writing new books, and watching football.

Abby joined KSD in 2021 after she graduated from Wilmington College with a Bachelor of Science. She majored in AgriScience with a concentration in agronomy. She has obtained her property and casualty insurance license.

Abby lives on a family farm just outside of Troy, Ohio that raises corn and soybeans. They also operate a seed business.

Abby likes to volunteer her time helping local FFA Chapters and helping judge science fair projects. She also enjoys spending time outside playing tennis, reading, or walking her Siberian Husky named Khione.

Todd graduated from Edison Community College in 1986 with an Associate Degree in Business Administration.  He started his insurance career in 1996 with State Farm and joined Koverman Staley Dickerson in July of 2015.  Todd is a Notary Public and a member and past president of the New Carlisle Rotary Club.  He is currently a board member of the Downtown Tipp City Partnership and a long-time board member of Tipp City Youth Soccer.

Todd lives in Tipp City with his wife Autumn.  He has 4 children, one of which is married and has 4 grandchildren.  He enjoys helping others, spending time with his wife, trying new restaurants, and golf.

Missi joined Koverman Staley Dickerson Insurance in 1999, after working in the banking industry. She has her property and casualty insurance license and has also earned her Certified Insurance Representative (CISR) designation.

Mackenzie joined Koverman Staley Dickerson Insurance in 2022 as an Account Manager.  She is pursuing her property and casualty insurance license.  She graduated from high school in 2019 and worked at Menards for 3 years in various positions including management.

Mackenzie lives in Tipp City with her husband and daughter. She enjoys spending time outdoors with her family and dogs.