Our Products
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Home and Auto Insurance
Combining your home and auto policies can benefit you with discounts that help you save and additional coverage options to make your life easier.View Product Page -
Auto Insurance
Choosing the right auto insurance is the key to keeping you and your car safe on the road in the event of an accident or other vehicle damage.View Product Page -
Home Insurance
Look after your biggest investment and everything in it with a proper policy that ensures its protection in the event of an accident or natural disaster.View Product Page -
Other Personal Insurance
Keep your confidential information and personal assets secure with extended coverage options including personal umbrella insurance.View Product Page -
Farm Insurance
Preserve your livelihood with an agribusiness policy that safeguards your farm and everything on it, from buildings and machinery to crops and livestock.View Product Page -
Life Insurance
Provide your family with the security they deserve in the event of your passing with a life insurance policy that meets your financial and personal needs.View Product Page -
Health Insurance
Making good decisions today can secure a healthy tomorrow for you and your family with individual or group plans designed to meet your specifications.View Product Page -
Recreational Vehicle Insurance
Insure your freedom for adventure with a recreational vehicle policy that covers everything from your boat and RV to your ATV or motorcycle.View Product Page -
Financial Services
Ensure a bright future for you and your loved ones by securing your financial independence with professional planning and fiscal services.View Product Page -
Additional Insurance Services
Take care of all your specialty insurance needs and other services with extended policy options for your convenience and satisfaction.View Product Page -
Pet Insurance
Pet insurance reimburses you for your dog or cat's unexpected medical bills.View Product Page
Our Locations

Troy Office (Main Location)
1106 W. Main St.Troy, OH 45373
Main office: 937-315-4344
Toll free: 800-837-4119
Fax: 937-339-3916
Toll free: 800-837-4119
Fax: 937-339-3916

Piqua Office (Main Location)
500 N. Wayne St.Piqua, OH 45356
Main office: 937-317-4187
Fax: 937-773-1738
Fax: 937-773-1738

Covington Office
16 E. Wright St.Covington, OH 45318
Main office: 937-528-1095
Fax: 937-473-0331
Fax: 937-473-0331

New Carlisle Office
128 N. Main St.New Carlisle, OH 45344
Main office: 937-401-8873
Fax: 937-845-3598
Fax: 937-845-3598
Tipp City Office
5860 Suite D. S. Co. Rd. 25ATipp City, OH 45371
Main office: 937-506-8496
Testimonials
It was January 26, Carla’s birthday. While visiting her mother that day, in Dublin, Ohio, she got a call that our home was on fire. When she arrived home, an hour and a half later, the firemen were still there and so was our insurance agent, Joe Dickerson. Joe was nothing but comforting and supportive that day, as was our whole experience with Koverman Dickerson Insurance. As we would never have known what to do next, Joe had already started the process of restoration. Within hours Chris Morgan of Cincinnati Insurance and Mike Stacy of Airway Construction and Restoration were at the house assessing the damage, sealing off the roof (snowy, 19 degrees) and working late into the night to make sure the house was secure before they left the property. Everyone was prompt, thorough, and followed through until our home was restored in excellent condition. Through the whole process we never worried about our living arrangements, our house, or our property. All of the payments were made to all parties involved in the restoration process in a very timely manner. Even though this was a difficult experience, Joe Dickerson, the Koverman Dickerson family, Cincinnati Insurance, and Airway Construction have provided comfort, support, and wonderful service.
Carla and Gary Wilber - Wilber Fire
The staff at Koverman Staley Dickerson Insurance have always taken care of my insurance needs. They have advised me on how to best protect my family, home, business and employees. I appreciate having a local agent who I can talk to face to face when I have questions. I know them, I trust them and they work hard for me.
Vic Haddad - Trojan Auto Care
Here at Milcon Concrete, we have been a client of Koverman Dickerson Insurance since 1995 and have been very satisfied with their service. We have found them to be very customer driven and helped us expand our business by over 50%. In the construction industry it is very important to have an insurance agent that understands the business and reacts to the ever changing environment. Koverman Dickerson has proven to be a great partner over the years and I would recommend them to anyone. It is hard to find companies that respond to your needs with as much diligence and care as they do.
Mark Miller - Milcon Concrete